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	<title>Ummaa&#039;s Blog</title>
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	<description>Loan Modification Training</description>
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		<title>Ummaa&#039;s Blog</title>
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		<link>http://ummaa.wordpress.com/2010/08/06/102/</link>
		<comments>http://ummaa.wordpress.com/2010/08/06/102/#comments</comments>
		<pubDate>Fri, 06 Aug 2010 16:25:30 +0000</pubDate>
		<dc:creator>ummaa</dc:creator>
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		<description><![CDATA[Life Lesson 50- Starting Over. One of the most difficult things we can do in life is start over. It makes us feel as if we have failed and will never be able to get back what we once had. We need to understand that life is a cycle, much like the cycles of a [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ummaa.wordpress.com&amp;blog=5870741&amp;post=102&amp;subd=ummaa&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Life Lesson 50- Starting Over. One of the most difficult things we can do in life is start over. It makes us feel as if we have failed and will never be able to get back what we once had. We need to understand that life is a cycle, much like the cycles of a year. We have cold days but we know for sure the sun will come out and warm us to our core. We need to apply that same thought to our lives.</p>
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		<link>http://ummaa.wordpress.com/2010/08/05/101/</link>
		<comments>http://ummaa.wordpress.com/2010/08/05/101/#comments</comments>
		<pubDate>Thu, 05 Aug 2010 19:50:02 +0000</pubDate>
		<dc:creator>ummaa</dc:creator>
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		<description><![CDATA[Life Lesson 49- Donâ€™t argue with an idiot. There is no way to win an argument with ignorant people. They are not smart enough to know when they are wrong. When you are faced with an ignorant cuss just nod your head, smile and say â€œreallyâ€ a lot. This tends to please them. When they [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ummaa.wordpress.com&amp;blog=5870741&amp;post=101&amp;subd=ummaa&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Life Lesson 49- Donâ€™t argue with an idiot. There is no way to win an argument with ignorant people. They are not smart enough to know when they are wrong. When you are faced with an ignorant cuss just nod your head, smile and say â€œreallyâ€ a lot. This tends to please them. When they figure out you are not going to argue they will find someone else to play with.</p>
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		<link>http://ummaa.wordpress.com/2010/08/04/100/</link>
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		<pubDate>Wed, 04 Aug 2010 14:44:59 +0000</pubDate>
		<dc:creator>ummaa</dc:creator>
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		<guid isPermaLink="false">http://ummaa.wordpress.com/2010/08/04/100/</guid>
		<description><![CDATA[Life Lesson 48- The Moment. We should dream of tomorrow and focus on today. Remember the most important moment is now. While we dream of tomorrow we need to be present to appreciate the moment. Too often we donâ€™t appreciate the moment until it is a memory. When you have one foot on yesterday and [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ummaa.wordpress.com&amp;blog=5870741&amp;post=100&amp;subd=ummaa&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Life Lesson 48- The Moment. We should dream of tomorrow and focus on today. Remember the most important moment is now. While we dream of tomorrow we need to be present to appreciate the moment. Too often we donâ€™t appreciate the moment until it is a memory. When you have one foot on yesterday and one foot on tomorrow you are stepping over today. Hug the one that makes today special for you.</p>
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		<link>http://ummaa.wordpress.com/2010/08/04/99/</link>
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		<pubDate>Wed, 04 Aug 2010 00:03:14 +0000</pubDate>
		<dc:creator>ummaa</dc:creator>
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		<description><![CDATA[UMMAA Update August 3, 2010 FTC changes the rules for debt settlement companies. Foreclosures on the rise in 75% of major us cities. Hope you enjoy the video. http://www.youtube.com/watch?v=E37dYaMXQNw Have a wonderful week Kev 800-632-5160 kevin@kevinmcgill.com www.ummaa.vpweb.com<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ummaa.wordpress.com&amp;blog=5870741&amp;post=99&amp;subd=ummaa&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>UMMAA Update August 3, 2010</p>
<p>FTC changes the rules for debt settlement companies.</p>
<p>Foreclosures on the rise in 75% of major us cities.</p>
<p>Hope you enjoy the video.</p>
<p><a href="http://www.youtube.com/watch?v=E37dYaMXQNw">http://www.youtube.com/watch?v=E37dYaMXQNw</a></p>
<p>Have a wonderful week</p>
<p>Kev</p>
<p>800-632-5160<br />
kevin@kevinmcgill.com<br />
www.ummaa.vpweb.com</p>
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		<link>http://ummaa.wordpress.com/2010/07/29/98/</link>
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		<pubDate>Thu, 29 Jul 2010 16:52:15 +0000</pubDate>
		<dc:creator>ummaa</dc:creator>
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		<description><![CDATA[Life lesson 47- Changes. Sometimes to get what you want you have to give up some of what you have. We need to walk away from the distractions of life. In order to figure out what you want out of life you need to know yourself. In order to know yourself you need to spend [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ummaa.wordpress.com&amp;blog=5870741&amp;post=98&amp;subd=ummaa&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Life lesson 47- Changes. Sometimes to get what you want you have to give up some of what you have. We need to walk away from the distractions of life. In order to figure out what you want out of life you need to know yourself. In order to know yourself you need to spend some time alone with peace and quiet. Take a walk and clear your mind to create your future.</p>
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		<link>http://ummaa.wordpress.com/2010/07/28/97/</link>
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		<pubDate>Wed, 28 Jul 2010 16:15:00 +0000</pubDate>
		<dc:creator>ummaa</dc:creator>
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		<description><![CDATA[Life Lesson 46- Get to know people. In todayâ€™s world of technology we no longer truly get to know people. If you truly want a real relationship with people you have to TALK to them and forget about text messaging, instant messaging and email. Pick up the phone and call them, they will appreciate the [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ummaa.wordpress.com&amp;blog=5870741&amp;post=97&amp;subd=ummaa&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Life Lesson 46- Get to know people. In todayâ€™s world of technology we no longer truly get to know people. If you truly want a real relationship with people you have to TALK to them and forget about text messaging, instant messaging and email.  Pick up the phone and call them, they will appreciate the call.</p>
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		<link>http://ummaa.wordpress.com/2010/07/16/96/</link>
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		<pubDate>Fri, 16 Jul 2010 21:58:27 +0000</pubDate>
		<dc:creator>ummaa</dc:creator>
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		<description><![CDATA[http://ping.fm/jiUzr<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ummaa.wordpress.com&amp;blog=5870741&amp;post=96&amp;subd=ummaa&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><a href="http://ping.fm/jiUzr">http://ping.fm/jiUzr</a></p>
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		<link>http://ummaa.wordpress.com/2010/07/16/95/</link>
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		<pubDate>Fri, 16 Jul 2010 21:58:16 +0000</pubDate>
		<dc:creator>ummaa</dc:creator>
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		<description><![CDATA[UMMAA Update 07-16-2010 I hope you enjoy the video. I have changed the format a bit and I hope you like. Please share it with people you know. Here it is http://ping.fm/uUCvO Thanks a ton and have a wonderful weekend, Kev 800-632-5160<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ummaa.wordpress.com&amp;blog=5870741&amp;post=95&amp;subd=ummaa&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>UMMAA Update 07-16-2010</p>
<p>I hope you enjoy the video. I have changed the format a bit and I hope you like.</p>
<p>Please share it with people you know.</p>
<p>Here it is <a href="http://ping.fm/uUCvO">http://ping.fm/uUCvO</a></p>
<p>Thanks a ton and have a wonderful weekend,<br />
Kev</p>
<p>800-632-5160</p>
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		<link>http://ummaa.wordpress.com/2010/06/25/94/</link>
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		<pubDate>Fri, 25 Jun 2010 18:39:14 +0000</pubDate>
		<dc:creator>ummaa</dc:creator>
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		<description><![CDATA[UMMAA Update Strategic Defaults and Fannie Mae We all know people that are walking away from their homes not knowing the repercussions. It is our responsibility to share with them what they are getting into. Please share this video with people to get the info out. http://ping.fm/DfEV1 Thanks a ton and have a fabulous weekend. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ummaa.wordpress.com&amp;blog=5870741&amp;post=94&amp;subd=ummaa&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>UMMAA Update Strategic Defaults and Fannie Mae</p>
<p>We all know people that are walking away from their homes not knowing the repercussions. It is our responsibility to share with them what they are getting into.</p>
<p>Please share this video with people to get the info out.</p>
<p><a href="http://ping.fm/DfEV1">http://ping.fm/DfEV1</a></p>
<p>Thanks a ton and have a fabulous weekend.</p>
<p>Kev</p>
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		<pubDate>Fri, 25 Jun 2010 16:09:01 +0000</pubDate>
		<dc:creator>ummaa</dc:creator>
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		<description><![CDATA[Life Lesson 43- You Control your Life. Never leave your destiny in the hands of others. You have to take control and make your own decisions on what you want out of life. You are the only one that makes the positive things happen in your life. You choose to either sit on the couch [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ummaa.wordpress.com&amp;blog=5870741&amp;post=93&amp;subd=ummaa&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Life Lesson 43- You Control your Life. Never leave your destiny in the hands of others. You have to take control and make your own decisions on what you want out of life. You are the only one that makes the positive things happen in your life. You choose to either sit on the couch and hang out or make something happen you can be proud of. Which do you choose?</p>
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